You're reading: Cosmopolitan: Seven financial fails that are ruining your credit score

Your credit score is like your personal Yelp rating. Lenders use it to decide whether they'll let you borrow money to buy a car or a house, take out a school loan, or rent an apartment. Plus, it affects the interest rate on your credit cards. Scores can range from 300 (disaster) to 850 (perfect), but I want you to aim for 760 (excellent). Avoid these pitfalls to get there stat.

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